Category Archives: Foreclosure

Maryland ATJ Commission Uses Useful Techniques to Report on Economic Benefits of Legal Aid Advocacy

The Maryland Access to Justice Commission has just released a Report detailing economic benefits to the state of legal aid. As detailed in the press release, the benefits are as follows: Brought $9.9 million in federal dollars into Maryland to … Continue reading

Posted in Budget Issues, Domestic Violence, Foreclosure, Legal Aid, Outcome Measures | 1 Comment

Payday Loans, Non-Payment, Default Judgement, Warrant, Incarceration — What About Due Process

This makes my blood boil. As reported in the St Louis Post Dispatch, and picked up by the Brennan Center: Still, people do go to jail over private debt. It’s a regular occurrence in metro St. Louis, on both sides … Continue reading

Posted in Access to Justice Generally, Foreclosure | Leave a comment

Making Technology Transform Government — the Consumer Finance Protection Bureau Fellowship Program

I love this from the Consumer Finance Protection Bureau: If you’re a talented developer or designer, you’re getting a lot of offers. But you need a serious challenge. And we’re pretty sure you won’t find anything as serious as this. … Continue reading

Posted in Consumer Rights, Foreclosure, Software Developers, Technology | Leave a comment

Claudia Johnson on Lay Legal Self-Help Support in the Small Claims Context—A Trend To Watch?

In health care it is very common that persons who suffer from long term conditions or illness, or go through traumatic experiences, join self help support groups. Doctors often recommend support groups to help persons learn about self care, increase … Continue reading

Posted in Attorney-Client, Foreclosure, Self-Help Services | 3 Comments

Fascinating Detail in NY Foreclsoure Plan — Bank Officials With Modification Power Required to Attend

This might be the breakthrough.  The New York Times reports on the detail in Chief Judge Lippman’s plans for foreclosure processes in New York.  The key — and its critical — is that banks with be sending people with actual … Continue reading

Posted in Foreclosure, Simplification, Systematic Change | 1 Comment

How Can California’s Non-Judicial Foreclosure Process Not Violate Due Process?

The New York Times reports that study of thousands of San Francisco foreclosures found errors in 84% of them. The improprieties range from the basic — a failure to warn borrowers that they were in default on their loans as … Continue reading

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Foreclosure Slowdown Reported in NYT

Today’s New York Times has an important article on the slowdown in foreclosures. Some of the main points: At current rates it would take 62 years for complete repossession of homes in serious default/foreclosure in NY state.  Data from LPS … Continue reading

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Indications that Foreclosure Politial/Legal Tide May be Turning

The LA Times has a fascinating story about the decline in foreclosures.  The lead para:  “Increased scrutiny of how lenders foreclose on Americans has dragged the repossession process out to unprecedented lengths, driving down the pace at which banks are … Continue reading

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Foreclosure and Court Simplificaton Model: South Carolina Supreme Court Chief Orders No Foreclosure Without Prior Opportunity to Participate in Modification Programs

The South Carolina Supreme Court is quietly  becoming an access to justice leader.  This week the Court, through an Administrative Order issued by Chief Jean Toal, takes another simple and sensible step, this time in the foreclosure area.  The Order … Continue reading

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NewsMaker Interview: CJ Lippman on New York Foreclosure Settlement Representation Project

This blog is proud to present our second NewsMaker Interview, which is with Chief Judge Jonathan Lippman of New York.  It focuses on the recently announced Foreclosure Settlement Representation Project.  C.J. Lippman has long been a national leader in access … Continue reading

Posted in Access to Counsel, Budget Issues, Foreclosure, Legal Aid, Newsmaker Interview, Pro Bono, Self-Help Services | Tagged , | Leave a comment

Risks and Consequences — Implications for Access Advocacy

With all eyes fixed on Japan, it seems like a good time to reflect on risks and consequences.  (Actually, its hard for me to think about anything else, and it is fascinating how much traffic to this blog has dropped … Continue reading

Posted in Access to Justice Generally, Domestic Violence, Foreclosure, Research and Evalation, This Blog | Tagged | 1 Comment

Foreclosure Counselling — Financial Value — Model for Statistical Analysis

The Urban Institute has completed a study of the financial value of foreclosure counselling, in this case provided by NeighborWorks America The NFMC [National Foreclosure Mitigation Counseling] program recognizes three distinct levels of counseling services. In Level 1 counseling, the … Continue reading

Posted in Foreclosure, Research and Evalation | 1 Comment

Debt Collection and Arbitration Resources for Pro Se and Pro Bono Cases

The webinar done by the Atlanta Legal Aid Society and the National Consumer Law Center on Debt Collection and Arbitration Resources for Pro Se and Pro Bono Cases is now available online. Very highly recommended. Also recommended are  the materials … Continue reading

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NY Courts Attempt to Provide “Legal Assistance or Representation” at all Initial Foreclosure Settlement Conferences

As NY Chief Judge Jonathan Lippman announced in his State of the Judiciary today, and as the NYT is reporting, the NY courts are taking steps to make sure that there is greater help in foreclosure cases for homeowners.  Please … Continue reading

Posted in Access to Counsel, Foreclosure, Funding, Legal Aid | Tagged , | Leave a comment

NYT Highlights Self-Represented in Foreclosures — Also Some Resources

Front page of business section of today’s NYT:  Foreclosed Homeowners Go to Court on Their Own.  An important article that folks can use to advocate for a wide variety of services and programs.  Read it yourselves, but here are some … Continue reading

Posted in Foreclosure, Self-Help Services | Leave a comment